5 year fixed rates starting at 2.39%!
Our lending partners are Canada’s leading banks, credit unions and monoline lenders.
What our clients say
Cameron has come up with a very unique program. The introduction of the Niagara Regional – Community Mortgage Plan is a financial product designed to meet the needs of homeowners and those of our health care system. As a community builder and socially invested member of our business community, we celebrate Cameron’s leadership and the launch of the Niagara Regional – Community Mortgage Plan.
I worked with Cameron for just about a year and a half when looking for my next home to purchase. He was quick to respond to any e-mail I sent, usually within a hour, and give me mortgage breakdowns based on purchase prices I was considering. When I went into his office to sign on the new mortgage, he explained everything in full detail and made sure I was comfortable and understood the details. I was recommended Cameron from a very close friend, and I plan to recommend him to all my friends and family !
I met Cameron Wilson in 2017 through my duties as a City Councillor. Cameron reached out to me because – as a decision maker in the community – he wanted me to be informed about certain aspects of our banking system in regards to his area of expertise: mortgages. Through discussions with him, I came to a better understanding of the financial sector. This directly resulted in a change of the City of St Catharines’ investment policy which allowed for more of the City’s reserves to be shifted to different institutions, versus what we were using previously, resulting in higher rates of return and more dollars available in our budget to help the community. Cameron knew that the time he spent with me on this file would not benefit him or his business in any direct way but was willing to do so as he believed it was the right thing to do and would help the community at large. This speaks to Cameron’s character and motivation to selflessly help people.
We met Cameron through our work perks program at Niagara Health. The lender, Cameron, advised we work with for our mortgage saved us over $10,000, when we broke the mortgage later on in our term. We had to break our mortgage because my husband was layed off and I had a knee replacement, so our debts got out of hand and we had to refinance to lower our monthly bills. Had we stayed with our original Bank – our penalty would have been over $10,000 more then we had to pay with the lender Cameron put us with. Thank you, Cameron!
Cam Wilson is amazing. As a first time home buyer I didn’t know what to expect or what to do for that matter. Cam took the time to explain the process in a way I could understand. He went above and beyond to ensure everything was correct. He is detail oriented, patient, and brilliant. I would recommend him to anyone. Thanks for everything Cam! It’s hard to trust people these days and you are by far the most trustworthy person I have met.
I would like to say a big thank you to my Mortgage broker Cam Wilson! I am so Grateful I decided to give you a call. I was a little skeptical at first, having only ever dealt with banks/credit unions before. You have gone a vibe & beyond all my expectations! Not only are you professional & knowledgeable you look at the whole picture And guided me to what was best for me personally. Not a cookie cutter solution. I tell everyone how helpful & patient you were. Always a text/email away! Also everyone you have put me in contact with have been Just as professional & helpful. Thank you again:)
Please don’t ever doubt that you will receive completely sound and impartial mortgage advice from Cameron. His only agenda is to help his client and we experienced that first hand when he advised me to completely cut him out as the middle-man and work directly with my lender on the deal that they were offering me. Cam – we really appreciate your advice and I won’t hesitate to recommend you to family, friends and colleagues who could use your help. I’ll be looking you up again myself in 5 years if not sooner!
Why we partner with Health Care.
The Provincial Government does not provide funding for the purchase of medical equipment for hospitals in Ontario. At Dominion Lending Centres, we are a client and community first organization.
Our partnership with Niagara Health Foundation, a joint community initiative, allows for 5% of gross revenue from the mortgage business, to be used, to help purchase this much needed medical equipment. Cameron Wilson, Mortgage Agent, is administering this initiative and is available for consultation on your mortgage – all mortgages closed through this initiative are eligible for the 5% grant to local health care (average grant generated from a closed mortgage is $150).
This initiative mirror’s the values we hold closest at Dominion Lending Centres. Niagara Health Foundation are responsible for working with the community, to raise funds for the needs of health care in Niagara.
Why we partner with Health Care.
The Provincial Government does not provide funding for the purchase of medical equipment for hospitals in Ontario. At Dominion Lending Centres, we are a client and community first organization. Our partnership with Niagara Health Foundation.
Our partnership with Niagara Health Foundation, a joint community initiative, allows for 5% of gross revenue from the mortgage business, to be used, to help purchase this much needed medical equipment. Cameron Wilson, Mortgage Agent, is administering…
Why use a mortgage agent?
Best Mortgage Rates
At Dominion Lending Centres, we get you the best mortgage, with the best rates and work closely with healthcare in Niagara through our partnership.
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.
Best Mortgage Rates Statistics 2018
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Best Mortgage Rates Statistics 2011
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Best Mortgage Rates Statistics 2009
Best Mortgage Rates Statistics 2008
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why use a mortgage agent?
At Dominion Lending Centres, we get you the best mortgage, with the best rates and work closely with healthcare in Niagara through our partnership. There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage agent/broker…
Lowest Rates for (IRD) penalties in Canada.
Do not pay thousands of dollars more than you need to, for breaking your mortgage before your maturity date (moving, refinancing, divorce, job loss, sickness, lower rates, investment opportunity, etc.).
Canadian mortgage holders, on average, break their mortgage over an estimated, 60% of the time, before the maturity date. When this happens, the fixed rate mortgage holder, incurs a financial penalty for cancelling the mortgage early, this is called an IRD penalty.
Based on the mortgage statistics for the Niagara Region; the different method in how, (IRD) penalties, for fixed-rate mortgages, are calculated between the different types of lenders, costs Niagara’s mortgage holders over an estimated, $130,000,000/ year. These losses are unnecessary and avoidable.
Experience the difference working with a professional, independent and objective, Mortgage Agent, will make in your life!
Lowest Rates for (IRD) penalties in Canada.
Do not pay thousands of dollars more than you need to, for breaking your mortgage before your maturity date (moving, refinancing, divorce, job loss, sickness, lower rates, investment opportunity, etc.). Canadian mortgage holders, on average, break their mortgage over an estimated, 60% of the time, before the maturity date. When this happens, the fixed rate mortgage holder, incurs a financial penalty for cancelling the mortgage early, this is called an IRD penalty…
We are Canada's #1 mortgage company
We understand that buying a home is one of the most exciting times in one’s life. We also understand that is can also be a very comprehensive one.
On a yearly basis, Dominion Lending Centres assist more than 100,000 Canadian’s place their mortgage with confidence and trust with Canada’s foremost lenders, saving them thousands of dollars on their mortgage.
We are Canada’s largest mortgage provider, including major financial institutions, with more than $30,000,000,000 in mortgages provided annually to Canadian’s, just like you!
We are Canada's #1 mortgage company
We understand that buying a home is one of the most exciting times in one’s life. We also understand that is can also be a very comprehensive one. On a yearly basis, Dominion Lending Centres assist more than 100,000 Canadian’s place their mortgage with confidence and trust with Canada’s foremost lenders…
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