2nd Mortgage Options in Niagara: Compare & Choose Wisely
Exploring a 2nd mortgage in Niagara Region? Compare your options, weigh the pros and cons, and find the right solution with Wilson Mortgage Team.
5 Things to Know About a Mortgage Broker Stoney Creek
Looking for a mortgage broker Stoney Creek? Discover 5 key things to know before choosing a broker in Southern Ontario. Expert guidance from dominionlendingniagara.ca.
5 Things to Know About Adjustable Rate Mortgage
Discover 5 key things to know about an adjustable rate mortgage in Niagara Region. Expert guidance from Wilson Mortgage Team at dominionlendingniagara.ca.
5 Things to Know About B Lending Burlington | Expert Guide
Discover 5 key facts about B Lending Burlington. Learn how alternative mortgage financing works, who qualifies, and how Wilson Mortgage Team can help.
5 Things to Know About Best Mortgage Rates Allanburg
Discover the best mortgage rates Allanburg has to offer. Wilson Mortgage Team helps Niagara residents secure expert financing with 90+ lenders on their side.
5 Things to Know About Best Mortgage Rates Niagara On The Lake
Discover the best mortgage rates Niagara On The Lake has to offer. Learn what drives rates, how to qualify, and how the Wilson Mortgage Team can help you save.
5 Things to Know About Best Mortgage Rates Sherkston
Discover the best mortgage rates Sherkston has to offer. Learn how the Wilson Mortgage Team helps Niagara residents secure smart, affordable home financing.
5 Things to Know About Best Mortgage Rates St Anns
Discover the best mortgage rates St Anns homebuyers and homeowners rely on. Wilson Mortgage Team serves Niagara Region with expert, personalized lending solutions.
5 Things to Know About FHA Home Loan Options in Canada
Discover 5 essential things to know about FHA home loan alternatives in Canada. Wilson Mortgage Team serves Niagara Region and Southern Ontario homebuyers.
5 Things to Know About Getting a Mortgage Quote
Get a mortgage quote in Niagara Region and Southern Ontario with confidence. Learn what factors shape your rate, approval, and financing options.
5 Things to Know About Lowest Mortgage Rates in Niagara
Discover 5 essential things to know about lowest mortgage rates in Niagara Region. Expert tips from the Wilson Mortgage Team at dominionlendingniagara.ca.
5 Things to Know About Mortgage Broker Hannon | Wilson Team
Looking for a mortgage broker Hannon residents trust? Discover 5 key things about working with an expert broker in Southern Ontario's Niagara Region.
5 Things to Know About Mortgage Broker Port Colborne
Looking for a mortgage broker in Port Colborne? Discover 5 key things to know before choosing a broker in Niagara Region and Southern Ontario.
5 Things to Know About Mortgage Broker Smithville
Looking for a mortgage broker Smithville residents trust? Discover 5 key things that help you secure the best mortgage in Niagara Region and Southern Ontario.
5 Things to Know About Mortgage Broker Vineland Station
Looking for a mortgage broker in Vineland Station? Discover 5 key things that help homebuyers and homeowners secure the right financing in Niagara Region.
5 Things to Know About Mortgage Specialist St Davids
Looking for a mortgage specialist St Davids residents trust? Discover 5 key things to know before choosing a mortgage broker in Niagara Region.
5 Things to Know About Mortgage Specialist Wainfleet
Looking for a mortgage specialist in Wainfleet? Discover 5 key things that help homebuyers and homeowners secure the right mortgage in Niagara Region.
5 Things to Know About Mortgage Specialist Welland
Learn what sets a mortgage specialist Welland apart. Expert insights on finding the right broker for your home financing needs in Ontario.
5 Things to Know About Private Lending Port Colborne
Discover 5 essential facts about private lending Port Colborne. Wilson Mortgage Team helps Niagara residents secure flexible financing when traditional lenders say no.
5 Things to Know About the Best Home Loan Lenders
Discover what separates the best home loan lenders from the rest. Expert mortgage advice for Niagara Region and Southern Ontario homebuyers and homeowners.
Meet Cam Wilson & Wilson Mortgage Team
Mortgage, banking, underwriting, and lending expertise serving Southern Ontario.
Cam Wilson | Mortgage Agent Level 2
Founder & Team Lead
Cam Wilson has helped thousands of homeowners navigate mortgage financing throughout Niagara and Southern Ontario. He has also worked closely with local health care and local government to strengthen the local community through education on the Canadian banking and mortgage system.
Today, he leads the Wilson Mortgage Team, bringing together professionals with backgrounds in mortgage brokerage, banking, underwriting, lending, administration, and community engagement.
Top 5% Mortgage Professional in Canada
160+ Five-Star Reviews
Thousands of Clients Assisted
Access to 90+ Lending Partners
Together, the Wilson Mortgage Team provides solutions for home purchases, renewals, refinancing, debt consolidation, alternative lending, private lending, reverse mortgages, and commercial financing.
Your Goals. Our Expertise. Your Future.
Mortgage Agents, Brokers & Industry Professionals — Learn How The Wilson Mortgage Team Can Help You Grow Your Business.
More Experience. More Perspectives. Better Outcomes.
The Wilson Mortgage Team combines over 65 years of mortgage, banking, underwriting, and lending experience to help homeowners, investors, and businesses across Niagara and Southern Ontario find the right mortgage solution.
Wilson Mortgage Team In The Community
THIRD-PARTY TRUST. COMMUNITY IMPACT. LOCAL LEADERSHIP
Beyond mortgage financing, our team supports local charitable initiatives, financial literacy programs, community partnerships, and projects the help strengthen Niagara.
Letter from Regional Councillor Mike Britton Supporting Cam Wilson
How Can We Help?
Where do I begin to express my gratitude for Cam. We weren’t sure if we would even get approved for a mortgage. Cam met with us in person went over all our info. He got us approved for a mortgage and even got us an incredible interest rate. We got to house hunting right away and found our dream home. We now get to renovate and build a brand new fence and call this house a home. Thank you Cam for all your help. I’m a homeowner thanks to you!!!
Meaghan Mulcair
Mortgage Services and Options
Mortgage Services
Renewing Your Mortgage?
Don’t Sign Until You Review Your Options.
Most homeowners simply sign their bank’s renewal offer.
That may be convenient, but it isn’t always the best solution.
The Wilson Mortgage Team reviews mortgage renewals every day and helps clients explore:
Lower payment options
Debt consolidation opportunities
Improved cash flow
Better mortgage structures
Alternative lending solutions when needed
A 15-minute conversation could save thousands.
Serving Southern Ontario
With offices, meeting locations, virtual appointments, and mobile service options, the Wilson Mortgage Team helps clients throughout Niagara and across Southern Ontario.
Whether you prefer an in-person meeting or a virtual consultation, we’re available when and where you need us.
St. Catharines | Thorold | Niagara Falls | Welland | Port Colborne | Fort Erie | Pelham | Grimsby | West Lincoln | Niagara-on-the-Lake | Lincoln | Wainfleet | Dunnville | Burlington | Hamilton | Ancaster | Brantford | Woodstock | London | Mississauga | Oakville | Toronto | Barrie | Orillia | Newmarket | Simcoe
Over 90 Banks, Credit Unions & Lending Partners
No single lender is right for every borrower.
Our role is to compare solutions from a wide range of lending institutions to help identify the mortgage that best aligns with your goals.
More options.
More flexibility.
Better outcomes.
Lowest IRD Mortgage Penalties in Canada
Breaking your mortgage before the end of its term can cost thousands in penalties. Many Canadians face this situation when life changes unexpectedly — moving and renting, refinancing, divorce, job loss, illness, taking advantage of lower rates, pursuing an investment opportunity, or other urgent needs.
Research shows that approximately 60% of Canadian homeowners break their mortgage before the maturity date. For fixed-rate mortgages, this typically triggers a prepayment charge known as an Interest Rate Differential (IRD) penalty — often the largest and most costly type of mortgage penalty. Our research indicates that homeowners in the Niagara Region alone incur an estimated $150 million per year in IRD penalties, largely due to a lack of awareness about how these charges are calculated and how they can be minimized. Our role is to help you choose the right mortgage product from the start — one that provides flexibility, reduces the risk of costly penalties, and keeps more of your money where it belongs: in your pocket.
With our specialized expertise and broad access to lenders across the market, you can count on objective, impartial advice focused on maximizing your financial benefit as a mortgage consumer.
With over $80 billion in mortgages funded annually, Dominion Lending Centres processes more mortgage volume per year than any individual bank in Canada. This national scale, combined with independent advice, means you gain access to competitive rates, flexible products, and solutions tailored specifically to your needs — not a single lender’s agenda.
Buying a home is one of the most exciting milestones in life — but it can also feel complex and overwhelming. Having the right guidance makes all the difference. Dominion Lending Centres (DLC) is Canada’s largest mortgage brokerage network, helping Canadians navigate the process with clarity, confidence, and trusted advice. Each year, DLC assists more than 100,000 Canadians in securing the right mortgage with Canada’s leading lenders — including major banks, credit unions, and institutional lenders — often saving clients thousands of dollars over the life of their mortgage. As Canada’s largest mortgage brokerage, DLC provides the expertise, lender access, and negotiating power to help you secure the right mortgage with confidence — just like hundreds of thousands of Canadians have done before you.
Where We’re Located & How To Reach Us
In-person appointments, virtual consultations, and mobile service through Niagara and Southern Ontario.
Book Your Mortgage Strategy Call
Every mortgage situation is different.
Tell us a little about your goals and a member of the Wilson Mortgage Team will reach out to discuss your options.