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Currently Rated in the top 3 Best Mortgage Brokers in St Catharines, ON
What our guests say
Cameron has come up with a very unique program. The introduction of the Niagara Regional – Community Mortgage Plan is a financial product designed to meet the needs of homeowners and those of our health care system. As a community builder and socially invested member of our business community, we celebrate Cameron’s leadership and the launch of the Niagara Regional – Community Mortgage Plan.
I met Cameron through our work perks program at Niagara Health. I am so glad we have access to a professional like Cameron! My rate was amazing, plus turns out there are all these hidden rules and penalties that my Bank never told me about but Cameron was able to to as an independent mortgage broker and protected me from these “policies” by selecting a different lender and not selling me additional products. Can’t say enough great things about my experience plus working with him helped MY hospital where I work with additional funding. It is a win-win!! I save money on my mortgage and my business helps our local hospitals! Kudos to Niagara Health for helping us out. Thank you
I met Cameron Wilson in 2017 through my duties as a City Councillor. Cameron reached out to me because – as a decision maker in the community – he wanted me to be informed about certain aspects of our banking system in regards to his area of expertise: mortgages. Through discussions with him, I came to a better understanding of the financial sector. This directly resulted in a change of the City of St Catharines’ investment policy which allowed for more of the City’s reserves to be shifted to different institutions, versus what we were using previously, resulting in higher rates of return and more dollars available in our budget to help the community. Cameron knew that the time he spent with me on this file would not benefit him or his business in any direct way but was willing to do so as he believed it was the right thing to do and would help the community at large. This speaks to Cameron’s character and motivation to selflessly help people.
We met Cameron through our work perks program at Niagara Health. The lender, Cameron, advised we work with for our mortgage saved us over $10,000, when we broke the mortgage later on in our term. We had to break our mortgage because my husband was layed off and I had a knee replacement, so our debts got out of hand and we had to refinance to lower our monthly bills. Had we stayed with our original Bank – our penalty would have been over $10,000 more then we had to pay with the lender Cameron put us with. Thank you, Cameron!
I worked with Cameron for just about a year and a half when looking for my next home to purchase. He was quick to respond to any e-mail I sent, usually within a hour, and give me mortgage breakdowns based on purchase prices I was considering. When I went into his office to sign on the new mortgage, he explained everything in full detail and made sure I was comfortable and understood the details. I was recommended Cameron from a very close friend, and I plan to recommend him to all my friends and family !
Cam Wilson is amazing. As a first time home buyer I didn’t know what to expect or what to do for that matter. Cam took the time to explain the process in a way I could understand. He went above and beyond to ensure everything was correct. He is detail oriented, patient, and brilliant. I would recommend him to anyone. Thanks for everything Cam! It’s hard to trust people these days and you are by far the most trustworthy person I have met.
It was so refreshing to deal with a professional! I met Cameron a few years ago, and from the moment I stepped into his office, he has shown great care and passion for his work. Cameron takes the time to get to know his clients, and research/provide the best possible outcome for them. He is an excellent communicator and was quick to return all calls and messages! In the final stages of helping us buy our second home, he was so caring to call and close the loop on the sale – to ensure we were happy in the end. I would absolutely recommend Cameron to anyone looking for assistance buying a home in the Niagara Region.
I would like to say a big thank you to my Mortgage broker Cam Wilson! I am so Grateful I decided to give you a call. I was a little skeptical at first, having only ever dealt with banks/credit unions before. You have gone a vibe & beyond all my expectations! Not only are you professional & knowledgeable you look at the whole picture And guided me to what was best for me personally. Not a cookie cutter solution. I tell everyone how helpful & patient you were. Always a text/email away! Also everyone you have put me in contact with have been Just as professional & helpful. Thank you again:)
Please don’t ever doubt that you will receive completely sound and impartial mortgage advice from Cameron. His only agenda is to help his client and we experienced that first hand when he advised me to completely cut him out as the middle-man and work directly with my lender on the deal that they were offering me. Cam – we really appreciate your advice and I won’t hesitate to recommend you to family, friends and colleagues who could use your help. I’ll be looking you up again myself in 5 years if not sooner!
Cam was great to work with! He provided a lot of useful information that I didn’t find when speaking to others about mortgages. The education piece was beyond useful, service was great and it’s so refreshing to see someone making an effort to improve their community, which Cam is doing by partnering with healthcare. I would highly recommend everyone I know to see Cam for their mortgage!
Why we partner with Health Care.
We all want to live in a compassionate and prosperous city – socially, economically, environmentally and culturally. Our partnership with Niagara Health Foundation demonstrates our commitment to taking personal action to achieve our shared goals. We have what it takes.
The Provincial Government does not provide funding to Hospitals for the purchase of medical equipment – Donors fund 100 per cent of the equipment used to diagnose, treat and care for patients – from replacing the most basic necessities to investing in sophisticated new technologies.
Our partnership builds a new bridge between the mortgage community and health care and allows 5% of our gross revenue/commissions to assist (NHF) for the purchase of much-needed medical equipment and patient amenities to benefit the specialized family of Niagara Health’ Hospitals.
With over 125,000 mortgage holders in Greater Niagara, accounting for over $26 billion per year in mortgage volume. There is extensive opportunity to ensure individuals and families have increased disposable income and better growth in their net worth, plus creating essential sustainable and reoccurring revenue for our health care system.
Why use a mortgage agent?
At Dominion Lending Centres, we get you the best mortgage, with the best rates and work closely with healthcare in Niagara through our partnership.
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.
Lowest Rates for (IRD) penalties in Canada.
Do not pay thousands of dollars more than you need to, for breaking your mortgage before your maturity date (moving, refinancing, divorce, job loss, sickness, lower rates, investment opportunity, etc.).
Canadian mortgage holders, on average, break their mortgage over an estimated, 60% of the time, before the maturity date. When this happens, the fixed rate mortgage holder, incurs a financial penalty for cancelling the mortgage early, this is called an IRD penalty.
Based on the mortgage statistics for the Niagara Region; the different method in how, (IRD) penalties, for fixed-rate mortgages, are calculated between the different types of lenders, costs Niagara’s mortgage holders over an estimated, $130,000,000/ year. These losses are unnecessary and avoidable.
Experience the difference working with a professional, independent and objective, Mortgage Agent, will make in your life!
We are Canada's #1 mortgage company
We understand that buying a home is one of the most exciting times in one’s life. We also understand that is can also be a very comprehensive one.
On a yearly basis, Dominion Lending Centres assist more than 100,000 Canadian’s place their mortgage with confidence and trust with Canada’s foremost lenders, saving them thousands of dollars on their mortgage.
We are Canada’s largest mortgage provider, including major financial institutions, with more than $30,000,000,000 in mortgages provided annually to Canadian’s, just like you!