A little about what I do.
As an independent Mortgage Agent in the Canadian mortgage landscape, I am uniquely positioned to represent my clients and their interest in the wider mortgage market. I work in concert with Canada’s major banks, credit unions, mortgage finance companies, trust companies, alternative lenders, private lenders and commercial lenders; however, I am self-employed and I work for the consumer and am not an employee of our lending partners, meaning my advice is tailored to your specific needs.
I have grown my business these past six years, through people like you, your satisfaction with my services, and your endorsements to your family, friends and colleagues. I wish I had a billion dollar budget for TV commercials, but I do not, so you are it for me.
Whether you are a first time home buyer, someone growing your real estate portfolio, a current home owner needing debt mitigation tools or renewing / refinancing your existing mortgage – I have the relationships, knowledge and access with lenders who can address your situation.
- Looking for aggressive interest rates, we work with over 25 major lenders across Canada, to help you benefit from the wider market.
- Need increased affordability – we have lenders who have extended debt-servicing ratios and/or allow non-stress test lending, and favourable offset ratios for your rental income from investment property.
- Your self-employed/commissioned income causing you issues? We have lenders who look at more than your Line 150, two year average from your T1 Generals. We have stated income qualification via bank statements.
- Weighed down with unsecured debts, delinquencies, CRA or Property Tax arrears, and/or sub-600 credit score? Just because your current lender says, “no” to refinancing your existing mortgage to payoff debts, doesn’t mean you need to go Consumer Proposal, Bankruptcy, or sell – we have lenders who will help with great rates and make your life that more manageable by consolidating your situation into one affordable mortgage payment.
Calling me, will be the best choice you make today.
Sincerely,
Cam Wilson
Meet Virtually
To Discuss Your Mortgage
We make things super simple and easy for you to work with us and secure your mortgage, all from the comfort of your home. You can book a ZOOM meeting or phone call and get the information you need at the push of a button – and fast, usually same day or within a business day.
We have great feedback from past clients on the ease of process and convenience of getting a mortgage — from the first call or email to the signing of your documents, we help you every step of the way.
For live and in-person advice in as little as 24 hours.
To complete your secured on-line mortgage application
Client Reviews
Currently Rated in the top 3 Best Mortgage Brokers in St Catharines, ON
Cam is one of the kindest most honest and knowledgeable people in the industry. He keeps me and my family informed and happy with his excellent quality of service. He never lets me down, and always inspires the best in the people around …More
Robert Lindsay
Stop looking. You’ve just found your broker! He knows his stuff and helped up invest in ourselves.He is always available to contact and super easy to speak with. He really wants the best for you! …More
The Crow and The Hare
Cam is an Awesome Mortgage broker!!
He explained everything to us good and bad, took his time to show us if we didn’t quite understand and Answer all of our questions. He also Worked around our crazy schedule and answered any other …More
Abqj !
Mortgage Calculator
Some Of Our Lending Partners
Our lending partners are Canada’s leading Banks, Credit Unions, Trust Companies and Monoline Lenders.
Home
Why We Partner With Health Care.
We all want to live in a compassionate and prosperous city – socially, economically, environmentally and culturally. Our partnership with Niagara Health Foundation demonstrates our commitment to taking personal action to achieve our shared goals. With over $30,000 raised to date, we plan on continuing to put you and our community first.
Download Our Awesome Mortgage APP – Find Mortgage Payment, Refinance, Stress Test, Land Transfer Tax,
Mortgage Calculator And Way More!
Why use a Mortgage Agent?
There are generally two ways to get a mortgage in Canada: From a Bank/ Credit Union or from a licensed Mortgage Agent/Broker.
Lowest rates for (IRD) penalties in Canada
We can help you avoid thousands of dollars in penalty fees for breaking your mortgage before the maturity date of your mortgage term. Often times people break their mortgage early because they move and rent after, refinancing, divorce, job loss, sickness, lower rates, investment opportunity and other curveballs and immediate needs that life throws at us.
We are Canada’s
#1 mortgage company
We understand that buying a home is one of the most exciting times in one’s life. We also understand that is can also be a very comprehensive one.
