Mortgage Interest Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Please review the chart below for a quick summary of our current rates. When you’re ready, you can contact us to find out more information and talk about which option is right for you.

Current 5 yr variable mortgage. Everyday Rate is P -0.100% and limited rate is P -1.46% and Current Prime Rate is 2.45%

1 Year Term

Everyday Rate: 2.34%

  • 30 year amortization and refinances available.
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.

Limited Rate: 2.19%

  • High ratio only.
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.

2 Year Term

Everyday Rate: 2.39%

  • 30 year amortization and refinances available.
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.

Limited Rate: 1.99%

  • 25 year amortization or less.
  • No rental, must be owner occupied.

3 Year Term

Everyday Rate: 2.54%

  • 30 year amortization and refinances available.
  • 15% / 15%+ prepayment options.

Limited Rate: 2.19%

  • High Ratio Purchase or Switch Only.
  • 20% / 20%+ prepayment options.
  • No Rentals or pre-approvals.
  • Must close in 30 days.

4 Year Term

Everyday Rate: 2.64%

  • 30 year amortization and refinances available.
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
  • Must close in 90 days.

Limited Rate: 2.29%

  • High Ratio Only.
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.

5 Year Term

Everyday Rate: 2.74%

  • 30 year amortization and refinances available.
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Uninsured
  • Consumer friendly (IRD) penalty

Limited Rate: 2.39%

  • High Ratio Purchase.
  • 20% Pre-payment options available.
  • Less than 20% down payment, minimum 5% down payment.
  • 25 year amortization
  • Insured
1 Year

1 Year Term

Everyday Rate: 2.34%

  • 30 year amortization and refinances available.
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.

Limited Rate: 2.19%

  • High ratio only.
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
2 Year

2 Year Term

Everyday Rate: 2.39%

  • 30 year amortization and refinances available.
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.

Limited Rate: 1.99%

  • 25 year amortization or less.
  • No rental, must be owner occupied.
3 Year

3 Year Term

Everyday Rate: 2.54%

  • 30 year amortization and refinances available.
  • 15% / 15%+ prepayment options.

Limited Rate: 2.19%

  • High Ratio Purchase or Switch Only.
  • 20% / 20%+ prepayment options.
  • No Rentals or pre-approvals.
  • Must close in 30 days.
4 Year

4 Year Term

Everyday Rate: 2.64%

  • 30 year amortization and refinances available.
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
  • Must close in 90 days.

Limited Rate: 2.29%

  • High Ratio Only.
  • 15% lump sum payments allowed.
  • 15% increase to regular payments.
5 Year

5 Year Term

Everyday Rate: 2.74%

  • 30 year amortization and refinances available.
  • 20% lump sum payments allowed.
  • 20% increase to regular payments.
  • Uninsured
  • Consumer friendly (IRD) penalty

Limited Rate: 2.39%

  • High Ratio Purchase.
  • 20% Pre-payment options available.
  • Less than 20% down payment, minimum 5% down payment.
  • 25 year amortization
  • Insured

Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice.
*O.A.C. E.& O.E. Powered by Dominion Lending Centres.

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