Mortgage Interest Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Please review the chart below for a quick summary of our current rates. When you’re ready, you can contact us to find out more information and talk about which option is right for you.

 

Current 5 yr variable mortgage Everyday Rate is P -0.75% and limited rate is P -1.04%  and Current Prime Rate is 3.45%

1 Year Term

Everyday Rate 3.14%

30 year amortization and refinances available.

15% lump sum payments allowed.

15% increase to regular payments.

Limited Rate 2.99%

High Ratio Only.

20% lump sum payments allowed.

20% increase to regular payments.

2 Year Term

Everyday Rate 3.29%

30 year amortization and refinances available.

20% lump sum payments allowed.

20% increase to regular payments.

Limited Rate3.04%

25 year amortization or less.

No rental, must be owner occupied.

3 Year Term

Everyday Rate 3.29%

30 year amortization and refinances available.

15% / 15%+ prepayment options.

Limited Rate 3.24%

High Ratio Purchase or Switch Only.

20% / 20%+ prepayment options.

No Rentals or pre-approvals.

Must close in 30 days.

4 Year Term

Everyday Rate 3.49%

30 year amortization and refinances available.

15% lump sum payments allowed.

15% increase to regular payments.

Must close in 90 days.

Limited Rate 3.39%

High Ratio Only.

15% lump sum payments allowed.

15% increase to regular payments.

5 Year Term

Everyday Rate 3.44%

30 year amortization and refinances available.

20% lump sum payments allowed.

20% increase to regular payments.

Limited Rate 3.24%

Purchase and Transfer Only.

20% lump sum payments allowed

Must close in 120 days.

Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice.
*O.A.C. E.& O.E. Powered by Dominion Lending Centres.

1 Year Term

1 Year Term

Everyday Rate 3.14%

30 year amortization and refinances available.

15% lump sum payments allowed.

15% increase to regular payments.

Limited Rate 2.99%

High Ratio Only.

20% increase to regular payments.

20% lump sum payments allowed.

2 Year Term

2 Year Term

Everyday Rate 3.29%

30 year amortization and refinances available.

20% lump sum payments allowed.

20% increase to regular payments.

Limited Rate 3.04%

25 year amortization or less.

No rental, must be owner occupied.

3 Year Term

3 Year Term

Everyday Rate 3.29%

30 year amortization and refinances available.

15% / 15%+ prepayment options.

Limited Rate 3.24%

High Ratio Purchase or Switch Only.

20% / 20%+ prepayment options.

No Rentals or pre-approvals.

Must close in 40 days.

4 Year Term

4 Year Term

Everyday Rate 3.49%

30 year amortization and refinances available.

15% lump sum payments allowed.

15% increase to regular payments.

Must close in 90 days.

Limited Rate 3.39%

High Ratio Only.

15% lump sum payments allowed.

15% increase to regular payments.

5 Year Term

5 Year Term

Everyday Rate 3.44%

25 year amortization and refinances available.

20% lump sum payments allowed.

20% increase to regular payments.

30yr amortization @ 3.04%.

Limited Rate 3.24%

High Ratio Purchase and Transfer Only.

Restricted Pre-Payment Options.

Must close in 40 days.

Other Conditions May Apply.

Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice.
*O.A.C. E.& O.E. Powered by Dominion Lending Centres.