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Many people are aware that Canada’s mortgage landscape has changed significantly over the past year or so. Most recently, there were (January 1st, 2018) major mortgage rule changes that affect borrowers who sit to purchase property or refinance their existing property. The new rules require......

The Bank of Canada has decided to maintain its current benchmark lending rate steady at one per cent,  taking time to digest recent economic data after two small hikes earlier this year. Canada’s central bank said Wednesday it has decided to keep its target for......

Purchasing a home is a major accomplishment, but paying off your mortgage as early as possible will be the best investment you can make. A 2010 Canada Mortgage and Housing Corporation (CMHC) survey indicated that 68 per cent of recent homeowners felt there was a......

The most ground shaking mortgage rules to date will be affective on January 1st, 2018 for all federally regulated financial institutions in Canada. This includes both purchase and refinances! OSFI is setting a new minimum qualifying rate, or “stress test,” for uninsured mortgages (mortgage consumers......

Did you know that, according to the statistics from Statistics Canada and CMHC – Approximately, 22,692 Niagaran’s per year break their 5yr fixed rate mortgage with a Big Bank? Did you know the difference in penalty from most Credit Unions and Monoline lenders to a Big Bank, average in Niagara approximately,......

Mortgages and financial stuff are complicated and boring, right? I get that for sure. Believe me, I sometimes have to slap myself to see if I am still alive due to the nature of my work. Everyone knows cars though, right? We all know the......

The most ground shaking mortgage rules to date will be affective on January 1st, 2018 for all federally regulated financial institutions in Canada. OSFI is setting a new minimum qualifying rate, or “stress test,” for uninsured mortgages (mortgage consumers with down payments 20% or greater......

To date, over $3,000 has been generated for the Niagara Health Foundation to ensure Niagaran’s have access to the best healthcare! In addition, mortgage holders have saved thousands and thousands of dollars in lower rates and mitigation of risk. Thank you Niagara for the privilege of......

Niagara Region – Community Mortgage Plan   In every major city, we always see among the tallest buildings, the owners of those building are often Financial buildings. We know that the Financial Sector is extremely lucrative. At the same time, I hear political leaders in......

New mortgage rule changes are coming into play very soon – January 1st, 2018.  It is in your interest, as a current or future mortgage holder to get advice from a trusted source to learn if these changes will impact you. I enjoy helping people......