Dozens of lenders, lower rates, lower penalties = $1,000’s in savings for you!
At Dominion Lending Centres, we get you the best mortgage, with the best rates and work closely with healthcare in Niagara through our partnership.
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.
We understand that buying a home is one of the most exciting times in one’s life. We also understand that is can also be a very comprehensive one.
On a yearly basis Dominion Lending Centres assists more than 100,000 Canadian’s place their mortgage with confidence and trust with Canada’s foremost lenders, saving them thousands of dollars on their mortgage. We are Canada’s largest mortgage provider, including major financial institutions, with more than $30,000,000,000 in mortgages provided annually to Canadian’s, just like you!
The Provincial Government does not provide funding for the purchase of medical equipment for hospitals in Ontario (MRI machines, CT Scans, x-ray machines, patient beds, heart monitors, defibrillators, etc).
At Dominion Lending Centres, we are a client and community first organization. Our partnership with Hamilton Health Sciences Foundation and Niagara Health Foundation, a joint community initiative, allows for 5% of the gross revenue from all mortgage business, to be used, to help purchase this much needed medical equipment.
Cameron Wilson, Mortgage Agent, is administering this initiative and is available for consultation on your mortgage – all mortgages closed through this initiative are eligible for the 5% grant to local health care (average donation generated from a closed mortgage is $150). Determining which Foundation will receive the funds, will be based on, which geographic jurisdiction the mortgage holder resides in (Niagara or Hamilton catchment basin).
This initiative mirror’s the values we hold closest at Dominion Lending Centres. Niagara Health Foundation are responsible for working with the community, to raise funds for the needs of health care in Niagara.
Do not pay thousands of dollars more than you need to, for breaking your mortgage before your maturity date (moving, refinancing, divorce, job loss, sickness, lower rates, investment opportunity, etc.).
Canadian mortgage holders, on average, break their mortgage over an estimated, 60% of the time, before the maturity date. When this happens, the mortgage holder incurs a financial penalty for cancelling the mortgage early.
Based on the mortgage statistics for the Niagara Region; the different method in how, (IRD) penalties, for fixed-rate mortgages, are calculated between the different types of lenders, costs Niagara’s mortgage holders over an estimated, $130,000,000/ year. These losses are unnecessary and avoidable.
Would you go to court, without a Lawyer representing your interests? Many people make the critical error, in going to a Bank directly without professional representation; like the good folks in this article!
Experience the difference working with a professional, independent and objective, Mortgage Agent, will make in your life!
My advice will help you to avoid becoming another statistic!
I met Cameron Wilson in 2017 through my duties as a City Councillor. Cameron reached out to me because – as a decision maker in the community – he wanted me to be informed about certain aspects of our banking system in regards to his area of expertise: mortgages. Through discussions with him, I came to a better understanding of banks vs. credit unions. This directly resulted in a change of the City of St Catharines’ investment policy which allowed for more of the City’s reserves to be shifted to credit unions resulting in higher rates of return and more dollars available in our budget to help the community. Cameron knew that the time he spent with me on this file would not benefit him or his business in any direct way but was willing to do so as he believed it was the right thing to do and would help the community at large. This speaks to Cameron’s character and motivation to selflessly help people.
I worked with Cameron for just about a year and a half when looking for my next home to purchase. He was quick to respond to any e-mail I sent, usually within a hour, and give me mortgage breakdowns based on purchase prices I was considering. When I went into his office to sign on the new mortgage, he explained everything in full detail and made sure I was comfortable and understood the details. I was recommended Cameron from a very close friend, and I plan to recommend him to all my friends and family !
Cameron far exceeded my expectations. He cared enough to walk me through the process and I trusted him 100%. He is professional knowledgeable, efficient and honest. His values are at the very heart of what he does. Thank you Cameron. Juan
Cam is very knowledgeable and took the time to educate my husband and I. He saved us a lot of money and helped us with smart financial planning for our children’s future.
We met Cameron through our work perks program at Niagara Health. The lender, Cameron, advised we work with for our mortgage saved us over $10,000, when we broke the mortgage later on in our term. We had to break our mortgage because my husband was layed off and I had a knee replacement, so our debts got out of hand and we had to refinance to lower our monthly bills. Had we stayed with our original Bank - our penalty would have been over $10,000 more then we had to pay with the lender Cameron put us with. Thank you, Cameron!
I have yet to encounter someone as passionate as Cameron about the welfare of his clients! He effects change around him, and he is greatly respected for looking out for his clients’ best interests. A true inspiration!
As a Financial Advisor I need to make sure my clients are happy. I have been referring Cameron for years, he provides exceptional service and incredibly low rates. I know my clients are in good hands when they deal with Cameron. He even helped me secure my mortgage!
Cam will always try to go an extra mile to ensure that you are getting the best for your needs. He will want to make sure that you are very happy at the end.
Can't say enough good things about Cameron. He was a consummate professional who always had time to help us and answer any questions through the whole process of us buying our first home. We never felt intimidated or overwhelmed through the foreign process and we knew we could always through any question or problem at Cameron to help steer us through it. I've already recommended him to someone and would never hesitate to do so.
If your like me and have a hard time navigating what's best for a mortgage contact Cam. The he will do what's right for you, take care of all the leg work, and answer night and day any questions you may have! Truly looking out for us! And for that we are so great full! Keep up the work Cameron
Cameron Wilson is fantastic! I recently was looking for a mortgage and contacted him along with a few other lenders with a few questions and asked about rates. Not only was he the first to get back to me, he had answers for all my questions and extra info about the market and advice. I was thoroughly impressed and actually felt like I mattered as a client and not just a number like other Agents I've dealt with in the past. Thank you Cameron.
It's been a great pleasure working with Cameron, he always gives great advice and looked out for what was best for my self and my family !! I would highly recommend him to anyone looking for a mortgage broker... Thanks for all the help and look forward to continuosly working with you in the future !!
Cameron is a real professional!! and so easy to talk with. It was great to deal with someone who was so honest and truly wanted to help. He was very knowledgeable and helped us make the right financial decisions. He was prompt at returning all calls and emails. I would not hesitate to recommend Cameron to anyone needing a mortgage. Give him a call it is refreshing to deal with someone who is looking out for your best interests.
Cam Wilson is amazing. As a first time home buyer I didn't know what to expect or what to do for that matter. Cam took the time to explain the process in a way I could understand. He went above and beyond to ensure everything was correct. He is detail oriented, patient, and brilliant. I would recommend him to anyone. Thanks for everything Cam! It's hard to trust people these days and you are by far the most trustworthy person I have met
I would like to say a big thank you to my Mortgage broker Cam Wilson! I am so Grateful I decided to give you a call. I was a little skeptical at first, having only ever dealt with banks/credit unions before. You have gone a vibe & beyond all my expectations! Not only are you professional & knowledgeable you look at the whole picture And guided me to what was best for me personally. Not a cookie cutter solution. I tell everyone how helpful & patient you were. Always a text/email away! Also everyone you have put me in contact with have been Just as professional & helpful. Thank you again:)
Cam definitely deserves his 5 star rating. Very knowledgeable, always there for you day and night. Would not hesitate to go to him when we are ready for our next home.
Please don't ever doubt that you will receive completely sound and impartial mortgage advice from Cameron. His only agenda is to help his client and we experienced that first hand when he advised me to completely cut him out as the middle-man and work directly with my lender on the deal that they were offering me. Cam - we really appreciate your advice and I won't hesitate to recommend you to family, friends and colleagues who could use your help. I'll be looking you up again myself in 5 years if not sooner!
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